Your pass to affordable healthcare

AXAPASS is an accessible health cover designed to help individuals and families get quality primary healthcare at designated hospitals across Nigeria.

Key Cover Snapshot

N1,000 monthly access

Buy a N1,000 AXAPASS card every month to access up to N100,000 healthcare benefits for 1 year.

N100,000 annual cover limit
Up to N25,000 healthcare access every quarter
Hospital assignment based on your area of residence

Affordable health support built for everyday Nigerians

AXAPASS was introduced to help more people access basic healthcare in their neighbourhood through a simple monthly recharge model and designated hospital network.

Quarterly Access

Your annual benefit is split into quarterly access, with up to N25,000 worth of care available every three months.

5-Day Activation Window

AXA validates your details, calls to confirm them, and assigns a designated hospital before the benefit becomes active.

Dependants Supported

A principal can enroll up to five dependants through a single mobile line by loading one card for each person.

What the health insurance covers

The AXAPASS package focuses on primary healthcare, emergency support, diagnostics, minor procedures, and common illness treatment within the plan limits.

Covered

Registration and Consultations

  • Registration is covered
  • Consultations are covered
  • General practitioners and medical officers are covered immediately
  • Drugs and medications recommended during covered treatment are included immediately
Covered

Lab and Diagnostic Services

Laboratory and diagnostic services are available as part of the treatment limit based on the clinician's judgement.

  • Plain X-ray investigations
  • Haematology
  • Serology
  • Clinical chemistry and immunology
Immediate Cover

Accidents and Emergencies

  • Resuscitative or life-saving initial treatment up to the plan benefit limit
  • Definitive treatment subject to the overall health cover limit
  • Emergency response support for urgent medical needs
Up to N100,000 Limit

Minor Surgery and Procedures

  • Wound dressing
  • Suturing of minor cuts
  • Incision and drainage of abscesses
  • Laceration care and related minor procedures
Up to N40,000 Limit

Treatment for Common Illnesses

  • Malaria and other acute uncomplicated febrile illnesses
  • Diarrheal diseases and respiratory tract infections
  • Pneumonia and anaemia not requiring blood transfusion
  • Simple skin, worm, bacterial, fungal, parasitic, and viral illnesses
  • Arthritis and other minor musculoskeletal conditions
After 12 Months

Maternity and Immunization Support

  • Antenatal care and delivery
  • NPI immunizations including BCG, Measles, DPT, Oral Polio, and Vitamin A supplementation
  • Post-natal support is part of the wider benefit story on the official AXAPASS page

Activation, waiting period, and hospital assignment

The onboarding process is simple, but there is a short waiting period before you begin using your annual benefit.

01

Activate the card

Scratch the card, dial *258*PIN#, and complete the simple KYC details requested during activation.

02

Wait 5 days

AXA validates your information, calls to confirm details, and assigns a nearby hospital.

03

Start using care

After the waiting period, you receive your enrollee number and can begin accessing care within your quarterly and annual limits.

Need a doctor callback?

If you run out of airtime, you can request a doctor callback by dialing:

*987*1*7*EnroleeNo*PhoneNo#

You can also call 09062547005 for help.

Renewals and dependants

  • Each new card extends the subscription
  • The same value can be used to add dependants
  • A principal can enroll up to five dependants
  • Missed monthly payments can affect which quarter benefit level applies

Search the AXAPASS hospital network

Search hospitals instantly by hospital name, state, or local government area. The list below is populated from the AXAPASS hospital endpoint.

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Talk to us about AXAPASS enrollment

If you want help understanding the package, choosing a nearby provider, or getting started, our team can guide you through the process.